Terms of Use

By accessing EnergyX Blaze's website at energyx-blaze.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms create a legally binding agreement between you and EnergyX Blaze, a financial education company located at New Antipolo Public Market, H-35, Antipolo, 1800 Rizal, Philippines.

If you do not agree with any part of these terms, you must discontinue use of our website immediately. Your continued use of our services constitutes ongoing acceptance of these terms and any future modifications.

Nature of Our Services

EnergyX Blaze provides educational content focused on capital budgeting and financial management principles. Our services include online courses, educational materials, tutorials, and related learning resources designed to enhance financial literacy and understanding of capital budgeting concepts.

Educational Disclaimer

All content provided is for educational purposes only and should not be considered as personalized financial advice, investment recommendations, or guarantees of specific financial outcomes. We do not provide investment advisory services or specific financial planning recommendations tailored to individual circumstances.

• Course completion does not guarantee employment, specific salary outcomes, or career advancement
• Educational content reflects general principles and may not apply to all specific situations
• Students should consult with qualified financial professionals for personalized advice
• Course schedules and availability may be subject to change with reasonable notice

Intellectual Property Rights

All educational content, including but not limited to course materials, video lectures, written content, software tools, and assessment materials, remains the exclusive property of EnergyX Blaze. This content is protected by copyright, trademark, and other intellectual property laws.

Account Registration and Maintenance

Users who register for our learning programs must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Acceptable Use Guidelines

You agree to use our website and services in a manner that is lawful, respectful, and consistent with these terms. Prohibited activities include:

• Sharing login credentials or allowing unauthorized access to your account
• Reproducing, distributing, or publicly displaying our copyrighted content without permission
• Using our services to engage in any illegal, harmful, or disruptive activities
• Attempting to gain unauthorized access to our systems or other user accounts
• Interfering with the proper functioning of our website or services
• Submitting false information during registration or course participation

Communication Standards

When participating in discussions, forums, or other interactive features, users must maintain professional and respectful communication. Harassment, discriminatory language, spam, or disruptive behavior will result in account suspension or termination.

Information Collection and Use

We collect and process personal information in accordance with Philippine data protection laws and our Privacy Policy. This includes information provided during registration, course participation, and website usage data collected through standard web technologies.

Data Security Measures

EnergyX Blaze implements reasonable security measures to protect user information. However, no internet-based service can guarantee complete security, and users share responsibility for protecting their personal information and account access.

Course Fees and Payment

Course fees are clearly stated at the time of enrollment and must be paid according to the specified payment schedule. All fees are in Philippine Peso unless otherwise specified. We reserve the right to modify course pricing with reasonable advance notice for future enrollments.

Refund Conditions

Refund eligibility depends on specific circumstances and timing of the request. Generally, refund requests must be submitted within 14 days of enrollment and before accessing substantial course content. Refunds are processed according to our published refund policy, which forms part of these terms.

• Administrative fees may apply to processed refunds
• Completed courses or extensively accessed content may not be eligible for refund
• Refund processing typically takes 15-30 business days
• Special promotional pricing may have different refund conditions

Service Availability

While we strive to maintain consistent service availability, EnergyX Blaze does not guarantee uninterrupted access to our website or services. We may temporarily suspend access for maintenance, updates, or due to circumstances beyond our reasonable control.

Educational Outcomes

We make no warranties or guarantees regarding specific learning outcomes, career advancement, or financial benefits resulting from our educational programs. Student success depends on individual effort, prior knowledge, market conditions, and factors outside our control.

Liability Limitations

To the maximum extent permitted by law, EnergyX Blaze's liability for any claims related to our services is limited to the amount paid for the specific course or service in question. We are not liable for indirect, consequential, or incidental damages.

Terms Updates

EnergyX Blaze reserves the right to modify these Terms of Use to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated through our website and, when possible, directly to registered users.

Continued Use After Changes

Your continued use of our services after terms modifications constitutes acceptance of the updated terms. If you disagree with any changes, you should discontinue use of our services and may be eligible for a pro-rated refund of unused course access, subject to our refund policy.

Applicable Law

These Terms of Use are governed by the laws of the Republic of the Philippines. Any disputes arising from these terms or your use of our services will be subject to the jurisdiction of Philippine courts.

Dispute Resolution Process

We encourage users to contact us directly to resolve any concerns or disputes informally. If informal resolution is not possible, disputes may be subject to binding arbitration or court proceedings as determined by applicable Philippine law.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.